Interest free dental finance options available
Benefits to you of our interest-free dental finance options:
- Spreading the cost of treatment might suit your current financial circumstances making the treatment you need/want a possibility
- Treatment when you need it most for example in time for an important life event such as a wedding
- Having treatment sooner rather than later might minimise discomfort, stress, and inconvenience as well as cost you less
- You do not have to dip into your savings which you might need for other important expenditures
Interest free dental finance 0% APR representative – illustrations
| Interest free (12 months) |
| £3,000.00 (loan amount) |
| £0.00 (deposit) |
| £250.00 (monthly payment) |
| 12 (number of payments) |
| Interest rate: 0% p.a. fixed |
| 0.0% (representative APR) |
| £3,000.00 (total amount payable (incl. deposit) |
| £0.00 (total interest) |
| 0 months (deferral period) |
| Interest free (18 months) |
| £3,000.00 (loan amount) |
| £0.00 (deposit) |
| £166.67 (monthly payment) |
| 18 (number of payments) |
| Interest rate: 0% p.a. fixed |
| 0.0% (representative APR) |
| £3,000.00 (total amount payable (incl. deposit) |
| £0.00 (total interest) |
| 0 months (deferral period) |
| Interest free (24 months) |
| £3,000.00 (loan amount) |
| £0.00 (deposit) |
| £125.00 (monthly payment) |
| 24 (number of payments) |
| Interest rate: 0% p.a. fixed |
| 0.0% (representative APR) |
| £3,000.00 (total amount payable (incl. deposit) |
| £0.00 (total interest) |
| 0 months (deferral period) |
Interest bearing option @ 9.9% APR representative illustrations
| Interest bearing (36 months) |
| £3,000.00 (loan amount) |
| £0.00 (deposit) |
| £96.66 (monthly payment) |
| 36 (number of payments) |
| Interest rate: 9.9% p.a. fixed |
| 9.9% (representative APR) |
| £3,479.78 (total amount payable (incl. deposit) |
| £479.78 (total interest) |
| 0 months (deferral period) |
| Interest bearing (48 months) |
| £3,000.00 (loan amount) |
| £0.00 (deposit) |
| £75.94 (monthly payment) |
| 48 (number of payments) |
| Interest rate: 9.9% p.a. fixed |
| 9.9% (representative APR) |
| £3,645.12 (total amount payable (incl. deposit) |
| £645.31 (total interest) |
| 0 months (deferral period) |
| Interest bearing (60 months) |
| £3,000.00 (loan amount) |
| £0.00 (deposit) |
| £63.59 (monthly payment) |
| 60 (number of payments) |
| Interest rate: 9.9% p.a. fixed |
| 9.9% (representative APR) |
| £3,815.58 (total amount payable (incl. deposit) |
| £815.58 (total interest) |
| 0 months (deferral period) |
Your questions answered
For further information please contact our reception team on 01242 655554
Terms and conditions
Applications are subject to status and a full credit check and applicants must be:
- 18 or over
- Resident in the UK for more than 12 months
- Have a UK bank account
- Be in permanent employment
Please note:
Arnica Dental Care and Bupa Dental Care are trading names of Oasis Dental Care Limited, Vantage Office Park, Bristol, BS16 1GW, whose company registered number is 00478127. Oasis Dental Care Limited is authorised and regulated by the Financial Conduct Authority FCA registration no: 710559. Oasis Dental Care Limited is a credit broker and not a lender.
Finance is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491. The register can be accessed through www.fca.org.uk.